Flexible Benefit Plans: The only employee benefit that can SAVE you money! And they can help your employees save money too!

No Employer contributions required!
Funded by voluntary employee pre-tax payroll deductions.
Allows employees to make "employee benefit decisions".
Section 125 Benefit Plans are the fastest growing benefit in the United States! They've been available since 1978, but only 30% of employers with less than 50 employees participate.

Section 125 Plans, or FlexPlans allow employees to switch "after tax" expenses to "pre-tax" expenses for such items as:

Health care premiums
Out-of-pocket medical expenses
Child Care or Elder Care

Employees save money by reducing their tax expenses for:

FICA Social Security
FICA Meciare
Federal income tax
State income tax
Local income tax
Employers save money by reducing their payroll tax expenses for:

FICA Social Security matching
FICA Medicare matching
Federal Unemployment tax
Choose from any of the following plan types:

Premium Only
Flexible Spending Accounts
Full Cafeteria
Section 105